Albatross — bridging finance profile

Albatross bridging loans: criteria, indicative pricing and true cost positioning, maintained for brokers by Brevio.

CriteriaAlbatross indicative position
Loan range£50,000 – £5,000,000
Max LTV (headline)70% LTV
Monthly rate0.95% (at max LTV)
Max term24 months
ResidentialYes — 70% LTV
CommercialYes — 65% LTV
Semi-commercialYes — 65% LTV
Second chargeYes
AVM / desktop valuationConsidered
SpecialismsRefurb with work costs up to 65% LTGDV or 70% LTC. First time developers. Also offers SME secured commercial lending (separate from bridging): £100k-£2m, 65% MV or 80% of 90-day value projection, 3-36 month term, 1st charge only, RICS Red Book valuation required, no ERC/exit fees after 3 months. Sectors: healthcare, hospitality, retail, professional services, manufacturing, construction, education, technology, logistics — most sectors considered.
USPsHuman underwriting, principal-led decisions from first call, no automated credit scoring, adverse credit/complex structures actively considered, projection-led assessment (future potential not just historic performance)
Eligible applicantsSMEs from startup to established, England & Wales

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