Bridge Help bridging loans: criteria, indicative pricing and true cost positioning, maintained for brokers by Brevio.
| Criteria | Bridge Help indicative position |
|---|---|
| Loan range | £100,000 – £3,000,000 |
| Max LTV (headline) | 75% LTV |
| Monthly rate | 1.0% (at max LTV) |
| Term range | 6 – 24 months |
| Residential | Yes — 75% LTV |
| Commercial | Yes — 65% LTV |
| Semi-commercial | Yes — 65% LTV |
| Adverse credit | Complex credit profiles considered |
| Regulated bridges | No |
| Refurbishment product | Light refurb considered |
| Development exit | Yes |
| BMV / below market value | Up to 90% of purchase price on BMV deals |
| AVM / desktop valuation | Internal valuations on residential, £450+VAT, 24-48hr turnaround. Desktop valuation available on auction purchases at lower LTVs |
| Specialisms | Auction finance, buy-to-let (75% LTV, retained/serviced, to 24 months), re-bridges, VAT loans, first-time landlords, assets in receivership, OpCo/PropCo set-ups, gifted deposits. Lends against Open Market Value. England & Wales only, individuals and companies. |
| USPs | In-house underwriting and dedicated legal/valuer teams; commission paid immediately on drawdown; manual underwriting (no credit-score computer decision) |
| Eligible applicants | Individuals and companies |
| Exclusions | No regulated lending on primary residences; England & Wales only |
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