Bridge Invest bridging loans: criteria, indicative pricing and true cost positioning, maintained for brokers by Brevio.
| Criteria | Bridge Invest indicative position |
|---|---|
| Loan range | £100,000 – £10,000,000 |
| Max LTV (headline) | 75% LTV |
| Monthly rate | 0.75% – 1.05% (at max LTV) |
| Term range | 3 – 24 months |
| Residential | Yes — 75% LTV |
| Commercial | Yes — 65% LTV |
| Semi-commercial | Yes — 70% LTV |
| Second charge | 2nd charge available, up to 65% LTV residential, from 1.25%/mo |
| AVM / desktop valuation | AVMs available for low LTV cases; no-search indemnity and no EWS1 forms required |
| Specialisms | RCF. Lend from own balance sheet so not reliant on bank funding. Credit backed terms in 24 hours. No EWS1 form required. Very short leases. Rate ladder: <65% LTV 0.75%/mo, 65% LTV 0.85%/mo, 70% LTV 0.95%/mo, 75% LTV 1.05%/mo. Revolving Credit Facility: £100k-£2m, 6mo-2yr, residential only, 65% LTV max, 1st charge only, 10-day drawdown/repay notice, max 12 drawdowns, £100k min drawdown, 2.5% p.a. non-utilisation fee. Principal lender (own balance sheet, 10+ years), 100% track record of not pulling out post-DIP, third-party charges accepted, offshore borrowers considered, adverse credit/CCJs considered, short leases (from 5.5 years) considered, cladding-affected/EWS1 cases considered, heavy refurb with subsequent drawdowns, development exit. Strong prime London/Kensington/Mayfair/Belgravia/Knightsbridge track record. |
| USPs | Pays brokers on day of completion; credit-backed terms within 1 business day; direct access to decision-makers; 1/3 of business from repeat borrowers, 2/3 of brokers repeat business |
| Exclusions | England and Wales only |
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