UTB — bridging finance profile
UTB bridging loans: criteria, indicative pricing and true cost positioning, maintained for brokers by Brevio.
| Criteria | UTB indicative position |
|---|---|
| Loan range | £100,000 – £35,000,000 |
| Max LTV (headline) | 75% LTV |
| Monthly rate | 0.65% – 0.81% (at max LTV) |
| Term range | 1 – 24 months |
| Residential | Yes — 100% LTV |
| HMO / MUFB | Yes — 100% LTV |
| Refurbishment product | Light, medium & heavy refurb by LTGDV — Standard 0.65%-0.81%, Near Prime 0.87%-0.98% |
| Second charge | Yes — standalone, Standard 0.75%-0.85% / Near Prime 0.92%-0.99% (by LTV) |
| AVM / desktop valuation | Hometrack AVM to £1.25m net loan/75% LTV; standard vals to £2.5m London/SE or £1m elsewhere; desktop for light refurb; Red Book for high-value/heavy refurb |
| Specialisms | Near Prime range for higher-risk profiles up to 70% LTV, 0.86%-0.99%/mo. Re-bridging accepted (own rate grid, same as Core). Rolled interest only. |
Run the quote tool with your actual deal to compare UTB against the whole panel ranked by true cost.
News & coverage
Recent coverage of UTB — a good signal for the deal types they are writing and the appetite they have right now.
- bridgingloandirectory.co.uk — utb broker poll suggest there has been no change of heart on brexit
- bridgingloandirectory.co.uk — utb and iron bridge finance team up to fund multi unit hertfordshire d
- bridgingloandirectory.co.uk — utb appointed to connect for intermediaries panel for first charge sec
- bridgingloandirectory.co.uk — utb launches automatic id verification sharing with bridging solicitor
- bridgingloandirectory.co.uk — utb completes urgent bridging loan in six working days despite lockdow
- Ongoing UTB news coverage (Google News)
Broker feedback
Verified broker reviews for UTB — speed to offer, valuation fairness, fee transparency — launch with our review system. Third-party reviews: Trustpilot · Google